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「房產泡沫攸關銀行體系安全，更會拉大已經頂到極端的貧富差距，引爆社會動盪。
美國聯邦房地產融資署（Federal Housing Finance Agency）所編製的全美房地產價格指數，從去年5月至今的「月增率」一直都在1％以上，是過去20年從未出現過的景象，即使是在海嘯前的那一波房地產狂熱期，這個指標的月增率也從未超過0.5％；另外，彭博資訊編制房地產泡沫指標，從紐西蘭、加拿大、瑞典、英國、丹麥、比利時、奧地利、法國、以及美國都在紅燈警示區內；連美國波士頓聯邦準備銀行總裁羅森格蘭（Eric Rosengren）都發出警告，提醒再次出現房地產市場榮枯周期，將對金融穩定造成無法控制的衝擊。」
It’s safe to say that one of our Family’s greatest blessing is to have quality living in this little red dot that ranked first in Asia for family life 🇸🇬
With its continuous improvements on social environment, housing, public services and transport, education, recreation, healthcare and natural environment, I find myself at ease of mind to focus in raising my little ones into happy and responsible people and most importantly we get to enjoy the beauty of living a simpler yet full life as a family. Both hubby and I will also look forward in setting aside regular times in our busy schedules where we simply spend time together as a family, like doing chores together 👨👩👧👦 My kids will never complain because I shared a little family tradition with them since young 👉🏼 I will hide stickers under toys, furnitures, wardrobes, even in our luggage for them to find while they help with packing or dusting. They get to enjoy the rewards when everything is neat and clean 😜 This helps to make the chores fun and extra hands means time saved for more fun together! What are some of your parenting #LifeSGHacks?
Living life as a Singaporean mom has never been more convenient and simpler, especially with LifeSG app. With our consistently packed schedules, it could be difficult to access government services in person. With the new LifeSG app, digital government services are at the tip of our fingers! With this app, I won't ever have to worry about forgetting medical appointments or going around to find pre-schools. If you're a busy parent like me, you can try the features of the new app such as birth registration, baby bonus application, P1 registration, family support calculator, access immunisation records and many more services. Download the app now to save time as a busy parent like me!❤️
GovTech (Government Technology Agency of Singapore)
#LifeSGHacks #LifeSG #SimplerServicesBetterLives #sp
【每日國際選讀】
#文末挑戰多益選擇題📝
住不起房！ 科技巨頭聯手救援
開啟「接收通知」和「搶先看」每天吸收雙語時事新知
來讀華爾街日報獨家
🏠 Tech Giants Aim to Solve West Coast Housing Shortage
科技巨頭砸重金 盼解決美西住房問題
🚧 New investments from Alphabet Inc.’s Google and from Apple Inc. offer the first detailed look at how the big technology companies are following through on their pledges to help ease the West Coast’s shortage of affordable housing.
為減輕美國西岸平價住宅短缺問題，谷歌和蘋果公司的投資計畫首度揭開了這些大科技公司如何兌現承諾的方案細節。
⚒ Major tech corporations have invested hundreds of millions of dollars in the past year to increase the supply of affordable housing in their backyards, after years of criticism that the booming tech sector was partly to blame for housing shortages in Silicon Valley and Seattle.
在過去一年內，這些大科技公司拿出數億美元在其土地上興建平價住宅。矽谷和西雅圖是高科技產業發展重鎮，而蓬勃發展的高科技公司長年以來被批評為這些地區住房短缺的元兇。
📈 Google said Thursday that it has deployed the first $115 million of the $1 billion commitment it made last year to affordable housing. Its investments so far have included $100 million in low-cost funding for housing developers and an investment in a modular-housing company, Factory_OS, to help it build a second housing factory. Google said it expects its investments to create about 24,000 new units of affordable housing by 2029.
谷歌於週四宣布已將去年承諾的10億美元投資計畫中的第一筆1.15億美元兌現，用以開發可負擔住宅。截至目前，谷歌的投資計畫包括為房產開發商提供1億美元的低成本資金，並且投資Factory_OS這間模組化住宅公司，助其興建第二座住房工廠。預計到2029年，谷歌的住宅投資計畫將帶來約24,000套全新平價住宅。
🍎 Apple said last week that it has allocated the first $400 million of the $2.5 billion investment it made in 2019. In addition to loans to affordable-housing developments, Apple has worked with the California Housing Finance Agency to provide down-payment and mortgage assistance for hundreds of first-time home buyers.
蘋果在上週表示，已兌現2019年宣布的25億美元投資計畫中的第一筆4億美元，將其用於可負擔住宅。除了提供貸款給可負擔住房開發案之外，蘋果還與加州住宅金融局（California Housing Finance Agency）聯手合作，為數百名首購族提供頭期款和房屋抵押貸款協助。
未完待續...
疫情下的灣區房價有可能下調嗎？
加入文末每日國際選讀計畫，解鎖完整語音導讀版
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原文連結請看留言
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❓❓多益模擬題❓:
One _____ approach for large tech companies has been investing in low-cost loans to affordable-housing developers. While that _____ is helpful, there is more need for down-payment grants for these projects to cover upfront costs.
🙋🏻♀️🙋🏼♀️
A. unusual / Investing
B. common / financing
C. casual / monetary-easing
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【每日國際選讀，熱烈招生中！】
華爾街日報訂閱超值方案 📰
專屬 #臉書社團，浩爾 #每日語音導讀
「留言+1」，就送你 #優惠碼 及 #導讀試聽！
#canada#housing#edmonton.
Di Luar Negeri itu tiap Negara beda2 peraturan beli rumah.
contoh di HK Beli property bisa siapa saja asal Ada Duit Dan jadi hak milik
( Saya 2 x beli rumah di HK)
Jika Kita HK Permanent resident Stamp Duty nya lbh murah dibanding dgn non resident.
Belinya bisa dari Real estate atau langsung dari developer nya.( Tapi tetep pakai Property Agency juga)
Di Property Agency Kita juga bayar upah mereka karena ngurus A Sampai Z.
Jika apartment nya saat beli blm jadi Kita bisa milih2 lantai nya Mau kayu atau tile.
Dalam apartment Developer akan kadang
Semua appliances dapur mesin cuci, Microwave,kompor, kulkas,oven,Serta kabinet .
Kamar mandi juga Ada wastafel,bathub,lemari kamar mandi.
Jika lampu itu akan jadi urusan yg nempati.
Nah gimana Canada?
Canada juga sama Kita semua orang bisa beli asal Ada Duit Dan bayar GST.
Jika beli dari Property agenci ya rumahnya dah jadi lebih enak dari developer belinya.kita bisa milih tanah di area mana sesuai developer punya nya dimana.
Kita bisa milih warna sesuai contoh yg developer tunjukan di Bangunan Show home mereka.
Di Canada tiap di Buka Community akan dibangun jg sekolahan Dan tempat Belanja ,Bank Dan ll nya.
Jadi Beli rumah itu bukan lu main beli Aja Dan Bangunan harus sesuai community tersebut tidak bisa beda sendiri rumah bentuknya.
Masa bentuknya rumah Minang ,Dayak atau joglo ya gak boleh lah.
Beli rumah bisa dgn Mortgage atau Cash Tanpa nyicil ( jika punya Duit).
全編音ありノーカットは、こちら、
There is a whole volume sound and uncensored is here.
309号線沿い、材木団地のジョモ（JOMO）で、
所長してます、
今回初登場、 24年以来の友人です、
日本初のダチョウ料理専門店、
ライダーズカフェMACHⅢ
http://www.walkerplus.com/kansai/gourmet/DETAIL/V-KANSA-7RTAQ129/
大阪府堺市美原区北余部４６９－６
カフェレストランＭＡＣＨⅢ、
ＴＥＬ＆ＦＡＸ０７２－３６１ー３１７１
There is a whole volume sound and uncensored is here.
First ostrich dish specialty store and Raidarzcafe MACH? in Japan who
it is Jomo (JOMO) of along line and the 309th wood apartment of a
housing complex, and is friend since head, the first appearance this
time, and 24 yearsV
http://www.walkerplus.com/kansai/gourmet/DETAIL/V-KANSA-7RTAQ129/
Osaka Prefecture Sakai City Mihara Ward north Yo 469?6 cafe
restaurant MACH?V, TEL&FAX072?361ｰ3171
Caravan (CARAVAN) is a car of Nissan Motor Co.. Production is NISSAN
SHATAI.
Outline
OEM is supplied to ISUZU MOTORS as Como besides the bus (two numbers) that is called the van of a cab over type (1.4 numbers) and coaches and wagons (3･5･7 numbers) are sold.
It became 1.2BOX type that installed Crasshablzorn from the E25 type because of the review of the collision safety standard though even the E24 type was 1BOX complete type.
It has a double wishbone type reception desk suspension of length putting Torshombarspring and a RIDGID type rear suspension in the reef spring, and in the brake, the reception desk side is a disk type, and a rear side is a drum type.
The gasoline engine and the diesel engine are set.
It is sold by the name of URVAN (Arvan) in foreign countries.
The third generation(1986-2001 ..E24 type.. years)
* Compressed natural gas specification car "Caravan CNGV" by Orteccjapan in December, 1999 is added.
By the way, the Tanabe agency has owned 3.0 royals of the caravan of this type as movable of Tamori, and erg land is used by the flow now. Johnny's Production also is introducing for the boy corps at a simultaneous period, and passenger use 1BOX and the minivan as a talent movable car are acknowledged from recent.
* It drank and an advertising car of the caravan of the E24 type of Nissan Motor Co. who was the offer sponsor was used with Wannai R&R in Wac ..broadcast water 10.. in Fuji Television-affiliated.
哈囉🙋🏻 歡迎觀看我的第二支影片！
這支影片主要是分享我在巴黎六坪大的studio以及在巴黎租屋的經驗分享！
介紹關於巴黎房源, 仲介網, 住房種類, 房屋保險, 入住時該注意的事情......等等
(部分內容可能也適用於歐洲其他國家)
想當初自己在找住宿的時後也是很辛苦
希望這部影片對你們有幫助！😉
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Hello! You are now watching my second video!
In this video, I mainly talk about my renting experience in Paris, and give a room tour for my 18m2 studio located at central Paris.
The experience topic includes which agency I have used and what types of residence I have lived in and also you can choose for!
(And some information might fit other European countries)
I hope this video it's helpful for you!
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▷MORE INFO◀
學生房屋保險連結 housing insurance link
https://www.assurances-etudiants.com
實用FB社團（FB Groups for Taiwanese）
巴黎台灣同學會
台灣心法國情
在法台灣幫
台灣人在歐洲
法國房屋出租/找屋/轉租資訊站
巴黎惡房東公布欄
租房網站＆FB 租屋社團（Paris agency website & FB groups）
Lodgis: http://www.lodgis.com
Paris Attitude: https://www.parisattitude.com
Paristay: https://www.paristay.com
我在巴黎住的學生飯店
(它在巴賽隆納, 阿姆斯特丹以及其他城市都有據點, 點網址可以知道更多！)
The Student Hotel Paris:
https://www.thestudenthotel.com/paris?utm_source=google&utm_medium=cpc&utm_campaign=par_brand_search_all_xxxx
(I used to live in this student hotel and they have expanded to many other European cities, visit the website you can find out more!)
Paris Bon Plan
Logement, colocation & Sous location sur Paris
Accommodation in Paris
Edudiants de Paris
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▷CAMERA & SOFTWARE◀
Recording by iPhone 8
Editing by imovie
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▷MUSIC INFO◀
Goblins from Mars - Stay right there
Life of Riley
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▷FOLLOW ME ON◀
Instagram: https://www.instagram.com/anna_doublechen/
▷MY FAV YOUTUBER◀
Who inspires me to start to make video and my own channel!
She is a flight attendant based in Dubai, if you are like me dreaming for working in aviation service industry, here's her info and youtube channel!
Youtube channel: MJ xoxo
Instagram: mj_ek
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謝謝你們觀看我的影片！
如果這部影片對你有幫助可以幫我按喜歡
也歡迎分享訂閱留言！
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Thank you for watching!
If you enjoy watching this video, please press the like button!
And welcome to share or subscribe if you want to❤️
I will manage to upload video on every Monday!
Watch Anna's video and keep your Monday blues away 😝
