【一切的失敗和不足,都是最美好的安排】
All Failures & Lacks Are The Best Things to Happen to Us
三個月前,收到來自台灣客人的這封電郵時,開心和心酸交織著在心裡。
開心,因為這是一年前通過Zoom視訊的客人。他居然在我們看八字的一週年,特地寫了封感謝函給我,真有心!
心酸,因為他寫在電郵裡的低落心情,我完完全全明白。
他的經歷,是我的曾經。我當初也是很難,很久才能走出來。
有一回,我為一位芳華正茂的女子批八字時,她很用心的寫下我說的話。
論寫筆記的完整,她是我客人當中的佼佼者。
寫到一半,我注意到她的右手開始微微顫抖。我以為是空調的風太大了,冷到她,便問她要不要披巾。
她說,是她的焦慮症發作。
「我沒在兇你,也沒對你嚴厲,你為何突然焦慮?」
「我.....打從今年疫情打亂了我的計畫,我就一直很焦慮。我覺得我很沒用,同學們都前進了,只有我現在什麼都不是,亂糟糟的。我就一直很緊張,萬一我一直都是這樣,怎麼辦?」
說著,她眼眶一紅,眼淚像斷了線的珍珠鏈似的灑下來。
我的媽呀!是我的樣子長得很催淚,還是我的聲音聽起來很虐心?怎麼客人,不分男女老少,東南西北,看到我好像都很容易哭?
我抓起一張紙巾遞給她。
「所以,我不是來了嗎?你來找我,就是要問個明路,而你很幸運那麼快就看到我啦!你看你的筆記寫得多工整,多齊全。我很多客人都不如你啊!我今天的工作,就是來給你答案的。我沒有把握,也不會接你這份差事。我接了,就代表還可以補救。你照著我的指示去做,一定柳暗花明又一村。」
又另一回,一位四十多歲的媽媽請我看兒子的八字。
我在批著八字時,這位媽媽點頭認同,然後就聲淚俱下。
我轉頭看著她沈默不語的先生。我說錯了什麼嗎?太太哭成淚人,你怎麼連紙巾也不拿給她啊?
「我是個沒有用的母親,很不稱職的母親。我沒有辦法教好孩子。我很愛他,可是很多時候我都不知道要怎麼做,我就會對他發脾氣,說狠話,過後我又後悔。我忍下來,可是後來還是會一樣!」
我沒打斷她,等她的哭聲逐漸小聲後,我柔柔的說:「我來啦!我坐在你前面了。你已經看到我,就是有辦法了。你知道你自己不行,會去找辦法,就代表你願意去學習做個好媽媽啊!」
我把紙巾遞給她,再說:「不要哭了,要不然,別人看了以為是我不要借你錢,才把你弄得那麼傷心。」
曾幾何時,我們都會以外在所擁有的,來定義自己的人生是否值得自己喜歡。
從原生家庭、樣貌、健康、身型、智力、天賦等,到後來的學歷、友情、事業、財富、婚姻、子女......
哪一樣沒有,而偏偏是我們最想要的,我們就會認定自己失敗的一塌糊塗。
我認為這就是普通教育最大的問題所在。父母老師都是這樣把我們「分門別類」的。值不值得父母疼愛或向親朋戚友炫耀,也離不開那幾點。
久而久之,我們也只會以「成功」來定義自己是否有價值,甚至來衡量自己是否有活下去的勇氣。
我比較喜歡佛法的定義。我們每個人都是一尊佛,六道眾生皆有佛性,只因一時的迷,因此墮落在苦輪不停的輪迴。
可正因為我們有佛性,我們都有無窮無盡的可能。每個人的內在有著很強大的力量,等著我們遇到明師後,去發掘、探索和了解。
而這天生俱來的力量,就是你改命立命的資本。
如果人生順風順水,我們永遠不會想要出離,誤把人間當極樂,所以一定要有苦,我們才會意識到,為什麼我們會在這鬼地方?要怎麼樣才可以離開這鬼地方去到極樂?
反過來,我們都應該感恩自己遇到的挫折,因為從這些苦中,我們才能生出智慧。
沒有一個八字是完美的。一切的失敗和不足,都是最美好的安排,如此你才會有出離心,返本歸源。
_______________________
3 months ago, when I received this email from my Taiwan client, there was this feeling of bittersweetness.
I was happy because this was the client I did a Zoom consultation last June. He sent me this email on the one-year anniversary date of our Zoom call, to express his gratitude. How sweet!
On the other hand, I could relate to the emotional turmoil he felt at that point in his life.
His experience was my past. It also took me a very long time to walk out from my gloominess.
Once, I analysed the Bazi of a very young lady. She was meticulously jotting down notes as I spoke.
Her detailed note-taking skills easily took the top place among my clients.
Halfway through, I noticed her right hand was trembling slightly. I thought it was due to the cold draft from the air conditioning, so I asked if she needed a shawl.
She replied that it was her anxiety disorder acting up.
“I was not fierce or strict with you. What caused your sudden anxiety?”
“I…ever since the pandemic disrupted my plans, I have been in this state of anxiety. I kept feeling useless. All my classmates are progressing expect me. I have nothing to show for and my life is in a mess. I am very anxious. What if I continue to be like this? What am I going to do?”
As she spoke, her eyes turned red and tears started rolling down like a broken strand of pearl necklace scattering onto the ground.
Oh dear! I am beginning to wonder if I have a tear-jerker face or a heart-tormenting voice. Why do my clients, regardless of gender and age, North South or East West, seem to cry easily when they see me?
I grabbed a piece of tissue and handed it to her.
“Ain’t I here already? You came to me for a roadmap and you are very lucky to see me so soon. Look at how precise and neat your notes are! Many of my clients aren’t even on par with you. My job today is to give you answers. If I didn’t have the confidence, I would not have taken up your request. Now that I did, that means there is still hope. If you follow my instructions, you will see things looking up very soon.”
On another occasion, a mother in her forties came to me for her son’s Bazi consultation.
As I was analysing, the mother nodded her head in agreement. The next thing I know, she started weeping loudly.
I turned to look at her husband, who had been silent all along. Did I say something wrong? And hello, your wife was crying. Why weren’t you gentleman enough to give her a tissue paper?
“I am a useless mother. I am incompetent. I do not know how to teach my son well. I love my son very much. But many times, I do not know what to do and thus I flare up at him and speak harshly. I always regret afterwards. I tried enduring but it still ends badly!”
I did not interrupt her and waited for her cries to soften, before speaking gently, “I’m here! I’m already sitting in front of you. You are looking at me now and that means help is here. You know that you are incompetent, so you went looking for solutions. That means you are willing to learn how to be a better mother!”
I handed a piece of tissue and said, “Don’t cry anymore, otherwise, other patrons will think that it’s because I refuse to lend you money.”
Since young, we have been using external possessions to define whether our lives are worth liking.
The family we are born into, our looks, health, body shape, intellect, talents, and then we move on to compare our academics, friendships, career, wealth, marriage and children.
If we are lacking in the area we covet most, we grade our lives as a failure.
I think this is the biggest problem in societal education. Our parents and teachers categorized us that way. Whether we as children are worthy of their love and bragging, depends on the few points above too.
Thus over time, we can only use the term “success” to determine whether we are of value, for some people, whether they should live on to take their next breath.
I very much prefer the definition in Buddhism. We are all Buddhas. Each and every sentient being in the six realms has a Buddha nature in them. But they got lost momentarily and fell into the endless wheel of reincarnation.
Yet, because of our Buddha nature, we have an unlimited source of potential. Every one of us has a very powerful strength inside us. It is just waiting for us to meet an accomplished teacher, so that we have the tools to explore and understand it:
And this strength that we are born with is the capital for us to transform and establish our own destiny.
If life is smooth-sailing, we would never want to leave and would mistake this mortal realm for Pureland. Thus, we all need sufferings, to realise that we should break out of this hell of a place. There has to be a better world somewhere. So how we get there?
We should, in fact, be grateful for all the setbacks and failures we have. Because it is from these sufferings, our wisdom arise:
No single Bazi is perfect. Every failure and lack we experience is the best arrangement for us, so that the heart of renunciation will arise in us and we will return to where we came from.
同時也有10000部Youtube影片,追蹤數超過2,910的網紅コバにゃんチャンネル,也在其Youtube影片中提到,...
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🌻Docusign(DOCU), Crowdstrike(CRWD)財報結果
上週這兩家公司發表財報了.
這兩天看了一下他們的財報結果. Again, 兩家的表現都很好, 但發現分析師給DOCU的調價(往上)幅度比較多, 就好奇研究了一下SaaS公司是怎麼被估值的. 有興趣的話可以看看(從中學習到很多. 非常推薦一讀):
https://makingsenseofusastocks.blogspot.com/2021/09/blog-post.html
(By the way, 分析師對CRWD的價格調幅沒那麼大, 主因是成長趨緩了. 而DOCU的free cash flow佔營收比, 以及顧客黏著力在這季創了新高, 是讓分析師按讚的幾個原因).
關於CRWD: "The Street is already modeling revenue growth deceleration in 2022 to 36%, down from 60% expected in 2021, which on its own might prove a hurdle for a stock already trading at a high multiple," said Bank of America analyst Tal Liani in a report.
分析師對於DOCU的評價:
• 11位buy; 給的價格分別是: $310, $320 (x2), $330 (x2), $340 (x2), $345, $350, $350, $389
• 給Buy的分析師的評語:
o Baird: The analyst continues to view them as a best in class way to play digital transformation trends with strong growth, cash flow and profitability, and a strong competitive position. Power said DocuSign remains one of his top long-term compounding growth ideas.
o Citi: While slightly shy of the double-digit billings beat in recent quarters, DocuSign still delivered a solid 8% beat to Q2 billings, which grew 47% year-over-year, Radke tells investors in a research note.
o Evercore ISI: he calls "another strong quarter." While some may have wanted to see more aggressive Q3 billings guidance, he believes estimates "continue to leave room for upside," Materne said.
o JMP Securities: While revenue growth decelerated to 50% from 58% in Q1, the company is the clear leader in electronic signature and the broader system of agreement having crossed over 1M customers with a $2B run rate this quarter, the analyst tells investors in a research note, adding that he sees lots of room for growth as DocuSign targets a $50B total addressable market.
o Needham: The analyst commented, "Docusign reported another strong quarter in 2QF22 with typical DOCU upside to revenue and profitability. Sales metrics and growth decelerated Q/Q, as we expected against a massive pandemic quarter, but at a much slower rate than we believe much of the Street was anticipating. 65k net new customers was lower than the 70k - 90 range of CY20 but was still more than 2x greater than any pre-pandemic quarter, highlighting a strong end-market driving 47% billings growth against a strong comp. Commentary on incremental Agreement Cloud demand was positive, suggesting an additional growth tailwind combined with solid international can further aid 2HF22. Although DOCU shares could be lower near-term due to weak 2H OpMg guidance, we think this guidance is conservative, as the recent OM was greater than the pre-pandemic level even with tough comps."
o RBC Capital: The quarter highlighted the sustainability of the company's tailwinds post-pandemic as most of its underlying metrics such as billings and net revenue retention were solid, the analyst tells investors in a research note, adding that the traction with CLM and Notary was also "impressive".
分析師對於CRWD的評價:
• 12位buy; 給的價格分別是: $300, $310 (x2), $313, $315 (x2) , $305, $320, $325, $330 (x2), $340
• 1位給hold: $280 (from $220 by J.P. Morgan(same))
• 給Buy的分析師的評語:
o Baird: The analyst believes the company has significant room for growth with core modules, opportunities with Humio and in cloud workload security, among others, should help drive a continuation of strong growth over a long time horizon.
o BTIG: The company's "strong" Q2 results "cleared every hurdle", even though the buy-side benchmarks may have been slightly higher, the analyst tells investors in a research note. Powell adds that Crowdstrike is clearly gaining share in its core endpoint security target market at a rapid pace and gaining traction with new products across multiple categories.
o Canaccord: The analyst said the stock is down from its recent highs, and he thinks the re-rating creates a more favorable entry point for longer-oriented investors for a foundational security name. He views Crowdstrike as a long-term secular winner in security due to its native cloud platform advantage versus closely held peers in endpoint security combined with platform expansion into tangential segments to capture greater share of security budgets.
o Goldman Sachs: CrowdStrike last night delivered "another beat and raise quarter as the company benefited from another quarter of elevated demand," Essex said. But it traded lower following net new annual recurring revenue growth guidance that was slightly less than investors had hoped for. Essex, nonetheless, said the quarter demonstrated CrowdStrike's "ability to continue to go down market efficiently."
o JMP Securities: The analyst notes the company's Q2 annualized recurring revenue of $1.34B topping his estimate of $1.30B, with "sustained" 70% ARR and revenue growth along with margin upside seen as key highlights for the quarter. Suppiger adds that the metrics reflect Crowdstrike's "strong execution and robust demand environment".
o Mizuho: "very good" fiscal Q2 results. The annual recurring revenue growth of 70% year-over-year "was strong and still nicely surpassed" the Street's 65%-66% estimate, Moskowitz tells investors in a research note. He believes "strong execution can propel" Crowdstrike's stock higher.
o Piper Sandler: The company's metrics "outperformed across the board" in Q2 with 70% annual recurring revenue and revenue growth and record net new customer adds in the quarter, Owens tells investors in a research note.
o RBC Capital: Hedberg adds that CrowdStrike's record pipeline entering Q3 should continue to fuel the company's "land-and-expand" momentum.
o Stifel: Q2 results that he said "exceeded consensus estimates across all major financial metrics." He continues to believe that Crowdstrike's growth opportunity "remains in the early days" despite the company's scale given continued share capture within its core endpoint security market and incremental module adoption on the Falcon Platform, Reback tells investors.
o UBS: the company reported "pretty good" Q2 results against high expectations.
🌻趨勢: 跨境電商 Cross-border commerce
Morgan Stanley:
From our perspective, we think many are underestimating what the cross-border eCommerce demand could ultimately be, once key friction points like FX rates, tax and duties, shipping, language, etc are smoothed—all issues that Global-E directly addresses.
Cross-border ecommerce brings new, high-yield volume: We think elevated levels of cross-border ecommerce (ex-travel) is a structural shift thathas yet to be fully contemplated in MA (and V)'s long-term forecasts. MA's cross-border CNP ex-travel volume was 69% above 2019's level in 2Q and 63% higher in 1Q. Strength reflects both broader ecommerce adoption plus globalization of commerce, as marketplaces and services that reduce cross-border friction (such as those from GLBE) make international online ordering more readily adopted. Early data at V suggests greater cross-border ecommerce spend is persisting even in areas with pre-pandemic levels of international travel. Cross-border transactions also come at a higher yield, making us more optimistic that the trend can bring incremental long-term growth to the networks.
產業的潮流是有連貫性的. 疫情讓電商更發達後, 接下來應該就是加速電商跨境了. 跨境的話, 有很多問題需要解決(稅率, 語言, etc.) 這就需要有公司來做整合的動作. 這種跨境, 也可以想像是omnichannel的一種呈現.
Harley Finkelstein (President of Shopify): "I mean I think commerce in 2021 is cross-border."
🌻SPAC熱潮退卻,初創市值蒸發750億美元
"SPAC熱潮已經退卻。分析顯示,在2月中旬以前完成合併的137家SPAC的總市值已經蒸發25%,市值回落幅度上個月一度超過1,000億美元。"
"像貝萊德(BlackRock Inc., BLK)和富達投資(Fidelity Investments Inc.)這類企業管理的基金,以及許多對沖基金、養老金管理公司和其他一些投資者,都在SPAC的回落中遭受了衝擊,他們在去年年底開始的熱潮中競相投資SPAC。其中許多基金由於在價格還很低的時候就早早入場,所以現在仍坐擁可觀收益。事實上,SPAC市值仍有約2,500億美元,高於一年前的約1,000億美元,反映出這期間股價上漲和新公司上市的影響。
但即便如此,今年年初令人炫目的回報還是讓許多後來者做了接盤俠,扎堆投資所謂穩賺不賠的領域,其永恆的風險可見一斑。在過去的幾個月裡,一些投資者眼睜睜看著帳面財富縮水。"
"股價下跌會在SPAC領域形成惡性循環,因為投資者有權在併購交易前從空白支票公司撤資。一旦SPAC跌破發行價,投資者就更有可能這樣做,而許多SPAC的股價現在正處於這樣的水平。目前,在尚未宣布併購交易的空白支票公司中,超過95%的公司股價低於發行價。
投資者的大規模撤資會讓已經上市的空白支票公司手上的現金大幅減少,讓其更難實現業務目標,並可能加劇股價跌勢。"
https://on.wsj.com/3n6JznC
🌻BNPL (buy now pay later)
But most BNPL providers including Affirm, Klarna and Afterpay have been losing money despite breakneck revenue growth as they invest heavily in marketing to win share. Sweden-based Klarna’s credit losses more than doubled in the second quarter. Affirm has projected adjusted operating losses of $50m-$55m for the fiscal year that ended June 30.
The path to profitability for many of these companies was to achieve massive scale, analysts said.
https://www.ft.com/content/ca201a37-a16d-4223-b123-04d38350a972
Pictures: 一葉知秋; from EarningsWhispers
long term agreement 在 管碧玲 (kuanbiling) Facebook 的精選貼文
Bloomberg報導中的評論,證實小英總統是一個有絕妙外交戰略的領袖!
U.S., Taiwan to Talk Chips, Vaccines as Long-Stalled Talks Begin
(Bloomberg https://ppt.cc/f5k0Kx)
美台重啟長期停滯的對談,討論晶片和疫苗
#DC, Taipei agree to working-level talks on range of topics
#U.S. cites meat imports, IP protection, labor as key issues
#美台同意就各主題範圍進行工作層級對談
#美方將肉類進口、智慧財產保護、勞工列為關鍵議題
雙邊貿易協議將是蔡英文總統的妙招。 雖然台灣出口美國的大部分貨物已免除關稅,但與華盛頓簽訂協議可能鼓勵其他害怕中國反對的國家加強對台關係,提供台灣政治掩護簽訂更多協定。
美國國務院台灣政策辦公室前主任Christian Castro表示,在拜登就任後這麼快就舉行此會談,表明美台和兩岸關係在過去五年中發生了劇烈變化。他說:「重啟TIFA表明拜登總統的團隊已經接受並延續前任政府的對台政策方針,持續強化美台關係的重要性,並儘可能賦予雙方強化關係並造成實質的影響。”
A bilateral trade deal would be a coup for President Tsai Ing-wen. While much of Taiwan’s exports to the U.S. are already tariff-free, an agreement with Washington might provide political cover for similar deals with nations that want to boost ties but are wary of a backlash from China, which claims the island as its territory.
That the talks happened so early in U.S. President Joe Biden’s term is a significant indication of how far U.S.-Taiwan and cross-Strait relations have shifted over the past five years, according to Christian Castro, a former director of the State Department’s Taiwan Policy Office.
“The TIFA relaunch makes clear that President Biden’s team has accepted the need to continue enhancing U.S.-Taiwan ties along the lines started under the previous administration and give the strengthened relationship as much substantive heft as possible.”
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