關於 bad debt ，我們在網路上蒐集到這些相關的討論、資訊與評價

People often overcomplicate financial success.

They think the more they earn the more successful they'll be.

But earning huge amounts of money is pointless if you spend more than you make...

Or take on bad debt.

Now, that doesn’t mean you shouldn’t aim to increase your revenue/income each month or as often as possible.

But if you pay yourself first, and save to invest and invest wisely, and don’t do the two things I mentioned above.

Your financial situation will look far healthier.

Which of these are you currently doing?

Share below

TỪ VỰNG IELTS - CHỦ ĐỀ THROWAWAY SOCIETY
🎯PHẦN TỪ VỰNG
- throwaway society: xã hội mà trong đó người ta sử dụng đồ đạc trong một thời gian ngắn sau đó vứt chúng đi, mua thứ đồ mới
vpurchase the latest version of things: mua phiên bản mới nhất
- encourage somebody to do something: khuyến khích ai đó làm gì
- to be in good condition and perfectly functional: trong tình trạng tốt và các chức năng hoạt động tốt
- overconsumption = excessive consumption: việc tiêu thụ quá mức
- overproduction = excessive production: việc sản xuất quá mức
- long-lived products = durable products = products that are made to last for a long period of time: những sản phẩm có tuổi thọ dài
- short-lived products = non-durable products = products that are made to last for a short period of time: những sản phẩm có tuổi thọ ngắn
- repurchase = buy again: mua lại
- repeat customers: những khách hàng sẽ mua hàng lại ở cửa hàng họ đã mua
- make a dent in your finance: làm giảm số tiền bạn đang có
- higher profit margins for manufacturers: lợi nhuận biên lớn hơn cho các nhà sản xuất
- tempt customers into buying the latest, novelty items: thu hút khách hàng mua những sản phẩm mới nhất
- disposable products: những sản phẩm dùng 1 lần rồi vứt đi
- solid waste generation rates: tỷ lệ thải ra chất thải rắn
- environmental degradation: sự suy khóa môi trường
- contaminate soil and water: làm ô nhiễm đất và nước
- increase consumer spending: tăng chi tiêu của khách hàng
- bad spending habits: thói quen tiêu xài xấu
- leftover food: đồ ăn thừa
- a new version with more features: phiên bản mới với nhiều tính năng hơn
- have a negative/detrimental/harmful effect on: có ảnh hưởng có hại lên...
- buy things that you do not really need: mua những thứ mà bạn không thực sự cần
- a waste of money: một sự lãng phí tiền của
- buy new things to relieve stress or anxiety: mua đồ mới để giải tỏa căng thẳng và lo âu
- overspend = spend beyond one's income: chi tiêu quá mức
- huge amounts of toxic waste: 1 lượng khổng lồ chất thải
- to be discharged into the environment: bị thải ra môi trường
- encourage people to reuse and recycle more: khuyến khích người dân tái chế và tái sử dụng nhiều hơn.
- get into serious debt: bị mắc nợ nghiêm trọng

🎯PHẦN BÀI MẪU
These days people in some countries are living in a “throwaway” society which means people use things in a short time then throw them away. What are its causes and what impacts can it have?

Dịch đề: Ngày nay người dân ở một số quốc gia đang sống trong một “xã hội bỏ đi” nghĩa là người ta sử dụng đồ đạc trong một thời gian ngắn sau đó vứt chúng đi. Nguyên nhân và ảnh hưởng mà xã hội này gây ra?

The topic of “throwaway society” has been discussed in recent years. In this society, people tend to throw away their old items regardless of whether or not they still work and purchase the latest version of things. This essay will look at some primary reasons for this phenomenon and the adverse impacts that it could have on individuals and the environment.

There are several causes of the throwaway society and I think advertising could be the first culprit. Advertisements encourage people to purchase goods and services that they do not really need by delivering a message that possessing the latest version of an item could improve a person’s self-image, confidence and even social status. For example, many of today’s teenagers spend nearly $1,500 buying iPhone X to show that they are wealthy and fashionable even though their old phones are still in good condition and perfectly functional. Another cause is mass production of non-durable goods which are often used once and thrown away. These products are much cheaper and more convenient than durable ones, hence, attract a large number of customers.

Individuals living in the throwaway society could suffer a great deal. They could easily get into serious debt if they get into the habit of buying the latest, novelty items. Many teens are being burdened with thousands of dollars in credit card debt for their unnecessary purchases, which could lead to depression and anxiety. Environmental degradation is another problem facing the throwaway society. Due to excessive production of disposable goods, huge amounts of hazardous waste are being discharged into the environment, which directly contaminates soil and water.

In conclusion, there are various factors leading to the advent of our throwaway society and increasing consumer debt and environmental damage are the two major problems which result from this society.

(299 words, written by Nguyen Huyen)

PHẦN VÍ DỤ: https://ielts-nguyenhuyen.com/tu-vung-ielts-chu-de-throwaway-society-dich-tu-chi-tiet/
#ieltsnguyenhuyen

Enjoy the Feast!

“He said to them, “Why are you so afraid? How is it that you have no faith?”” (Mark‬ ‭4:40‬ ‭WEB‬‬)

Imagine that you cooked a feast for your friends, buying the best ingredients, staying up all night doing your best, and when you serve it before them the next day, they said this:

“Oh it’s fine. I will just have a bit. I should not be too greedy.”

They proceed to scoop a tiny helping, and at the end of the feast, there is so much leftover.

You ask them to pack up some to bring back home but they refuse, saying they feel bad to trouble you, that you can keep it.

Won’t you feel so angry and frustrated that you put in so much effort but your friends are not taking as much as they actually want, out of the pretension of being polite and non-greedy?

You would be thinking, “I cooked this feast for you so that you can enjoy it and finish it all.”

Dear child of God, Jesus shed His sinless, divine blood at the cross to pay the price for our sin debt, and to purchase every spiritual blessing in Heaven for us.

How can we take so little when God still has so much for us?

It would be a great waste to settle for less when Jesus had to suffer, bleed, and die to purchase all the good things for us.

Therefore, I will be on perpetual receiving mode towards God. I will ask, believe, and receive as much as I want.

When you do not ask, your faith is inactive and dormant. That is the lazy way. We need to ask more frequent and also more freely.

Don’t be afraid to take a lot. Jesus already paid the bill.

When God prepares a feast for you, eat as much as you can and enjoy it fully. This is how you honor Jesus’ work and delight God’s heart!

Let your faith be active and receive miraculous breakthroughs in your life. Study the 37 recorded miracles of Jesus Christ with me in “Messiah’s Miracles: The Power of Having Faith in Jesus Christ”:
https://bit.ly/messiahs-miracles

อยากได้แฟนเพื่อนจนตัวสั่น เอาตัวเข้าแลกก็ยอม Desperately need someone else boyfriend even trade herself for it.

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STREAM / BUY GOOD COMPANY: https://lnkfi.re/goodcompany

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SURPRISE! We did it ? In celebration of Good Company reaching over 30k streams across all platforms, here is the official Quarantine Music Video! Introducing my new friends…”Witchy” Sammy, bad gal jessi, Lucy6597, and wavy veronica... ;)

“Witchy” Sammy
–will support you through thick and thin
–has way too many crystals
–does not make important decisions when mercury is in retrograde
–will call you out on your bullsh*t

bad gal jessi
–big boob energy
–“don’t talk to me before I’ve had my boba”
–will not be seen without a ponytail extension
–constantly taking selfies
–falsies heavier than her student debt

Lucy6597
–got a perfect SAT score & writes it in her dating profile
–always has her nose in a book
–will not wear contacts
–is completely unbothered

wavy veronica
–won’t leave the house without a HydroFlask
–will give you the extra scrunchie off her arm in exchange for an IG follow
–says “and I OOP-“ in every sentence

Me
–loves space buns and vibrant colors
–is sometimes a little too naïve
–keeps the peace
–always hungry

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Thank you all so much for streamin’, groovin’, and dancin’ to Good Company! It means the world and has truly warmed my heart during these difficult times being away from you all. I can’t wait to come back and perform for you soon ❤️?

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Directed by Bert Alexander & Elise Go
IG: @bertalexander
website: http://www.bertalexander.com
Logo by Emmanuel Guzman

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SUBSCRIBE FOR MOAR: http://bit.ly/2sGrt1u

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Follow me on the socialz:
IG: http://instagram.com/nihaoelise
Spotify: https://spoti.fi/2KAWr17
Twitter: http://twitter.com/nihaoelise
FB: http://facebook.com/nihaoelise

money, its come with working hard. When they have kindness don't betray them. We have more or less , at least return some to them.เงิน ทุกคนหามาด้วยความลำบาก เมื่อเขาเมตตา จงอย่าเนรคุณ มีมากมีน้อย ก็ควรต้องแบ่งคืน