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在steven law這個產品中，有170篇Facebook貼文，粉絲數超過18萬的網紅羅翔 Steven Law，也在其Facebook貼文中提到， 「總有一天,香港都可以做到出色的手工結他。」 Guitar Holdings 「 匠 心 獨 運 . 餘 音 繚 繞 」 超高清4K版：https://youtu.be/HVek-Xmdp4M 在香港,製作手工結他絕非易事;道阻且長,我們對此工藝的熱誠和初心卻不曾減銳——勇於嘗試、力求創新,我...
　同時也有1065部Youtube影片，追蹤數超過15萬的網紅Steven Law，也在其Youtube影片中提到，https://www.facebook.com/GuitarHoldings/ My Fans Page: https://www.facebook.com/StevenLawCheung IG: http://www.instagram.com/StevenLawCheung http://ww...

steven law 在 羅翔 Steven Law Facebook 的最佳貼文

羅翔 Steven Law By 羅翔 Steven Law

2021-08-28 20:00:05 有 1,542 人按讚
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「總有一天,香港都可以做到出色的手工結他。」

Guitar Holdings
「 匠 心 獨 運 . 餘 音 繚 繞 」

超高清4K版：https://youtu.be/HVek-Xmdp4M

在香港,製作手工結他絕非易事;道阻且長,我們對此工藝的熱誠和初心卻不曾減銳——勇於嘗試、力求創新,我們自行開發工具,增進技術,務求在香港製造出優良的結他,同時相授知識,讓更多人接觸和認
識手工結他的「美」。

了解更多有關香港手工結他訂製/手工結他製作工作坊:
FB: https://www.facebook.com/GuitarHoldings/
IG : https://www.instagram.com/guitarholdings/
https://guitarholdings.com/
🎸
Luthier & Guitarist / Steven Law
FB: https://www.facebook.com/StevenLawCheung
IG: http://www.instagram.com/StevenLawCheung
http://www.StevenLawGuitar.com
🎼
// 君と僕 (You & Me) by Yuki Matsui //
Performed by LokaGuitar
// BWV 1007 Prelude by J.S. Bach //
Arranged and Performed by 羅翔 Steven Law
🎬
Director of Photography / Ivan Lee
https://www.instagram.com/ivanlee.cine/
Videographer / Janice Lam, Victor Chau, Happy Yeung, Isaac Chow
Editor & Colourist / Ivan Lee
Subtitles / Miffy Cheung

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羅翔 Steven Law

About author
德國Lakewood代言人，吉他演奏家，投資人 官方Youtube : www.youtube.com/StevenLawCheung
178068 followers 178487 likes "http://StevenLawGuitar.com/"
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steven law 在 羅翔 Steven Law Facebook 的最讚貼文

羅翔 Steven Law By 羅翔 Steven Law

2021-07-21 21:23:52 有 183 人按讚
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BWV 1007 Prelude by J.S. Bach (Steven Law)

編曲，演奏，製琴都是我～
由一塊木頭到音符，再演奏成音樂～ 過程實在太浪漫了

教學影片及樂譜：https://www.youtube.com/watch?v=GGk19yjtnSQ

報名結他製作班 : Guitar Holdings

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羅翔 Steven Law

About author
德國Lakewood代言人，吉他演奏家，投資人 官方Youtube : www.youtube.com/StevenLawCheung
178068 followers 178487 likes "http://StevenLawGuitar.com/"
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steven law 在 元毓 Facebook 的最讚貼文

元毓 By 元毓

2021-07-03 10:56:48 有 84 人按讚
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舊文重貼：

2020年7月5日 ·

【我如何運用法律與經濟學在投資決策：營業中斷保險】

2004年左右我就曾為文記錄如何從消費者保護法中的「科技抗辯（state of art）」判斷當年因止痛藥Vioxx瑕疵陷入集體訴訟法律風險、股價腰斬的默克藥廠，其實真正面臨的風險並不高，並大膽$26美元危機入市，兩年半後$50多美元陸續獲利了結。
這部份可以參考後來2018年寫得更清楚的【效率市場假說是錯誤的】一文。
這是一次靠法律專業知識的價值投資操作。
近日因Covid-19在美國失控的疫情，我們又看到新一波影響更廣的法律爭議浮出抬面：營業中斷（business interruption）。
美國各州政府的封城（lockdown）措施使得許多中小企業面臨無法營業、營收中斷、現金流鎖死的倒閉危機。原本這些中小企業購買的商業保險，幾乎都有「營業中斷條款」，此條款大概涵蓋範疇如下（以Allstate公司為例）：
1. 預期收入損失（For lost income from the destroyed merchandise (minus expenses you may have already paid, such as shipping).Your pre-loss earnings are the basis for reimbursement under business interruption coverage. Lost earnings, also known as the actual loss sustained, are typically defined as revenues minus ongoing expenses. ）
2. 額外支出（ For extra expenses if you must temporarily relocate your business because of the fire (for example, the cost of rent at the temporary location).）
然而近日上百萬家申請保險賠償的中小企業卻遭到保險公司拒付，理由是：「Covid-19疫情並未造成實質物理損失（actual physical loss）」。
什麼？賠到當內褲還叫沒有損失？這是怎麼一回事？
一、美國商業保險營業中斷（business interruption）條款法律爭議
多數保險公司紛紛於近日在各自網站上強調「實質物理損失（actual physical loss）的存在是申請保險支付的先決條件」。實質物理損失在保險公司方面的定義為：真實損害（damage）造成營業設備、不動產失去部分或全部原本功能/效用，造成商業收入損失。
換言之，目前美國保險公司的態度是 -- 病毒並未造成中小企業保戶物理上營業設備或不動產失去運作能力，病毒讓人致病又不讓機器廠房店面生病，當然不構成支付賠償金的條件。
中小企業主的立場顯然相反 -- 病毒與政府封城措施造成營業上之不可能，我當初買保險不正是為了這種不可預期之風險？沒了收入但租金、工資與各項支出依然照付，損失哪裡不真實不存在？
為何保險公司可以如此狹隘限縮解釋？這是因為此類商業保險的營業中斷條款最早源自於美國南北內戰時期，當時的商家因戰爭破壞或徵調的關係，其所擁有的商業設備或店面因此不再能持續生產失去收入，在此侷限條件下商界所應運而生的保險制度。故，美國保險法律與習慣上，對實質物理損失的看法是有歷史累積，而因循前例恰恰是普通法（common law）的核心邏輯。
可是現代世界與南北戰爭相差100多年，難道法律上都沒有可以擴張或改變的突破口？
有的，而此問題的法律突破口在一個我想台灣讀者大概都想不到的關鍵點 -- 「附著與污染」。
⟪附著與污染⟫
附著概念在1980、1990年代都已經有州法院判決提供了初步概念，但最標誌性、最多後來者引用的則是2002年康乃迪克州聯邦地方法院的⟪Yale University v. CIGNA Ins. Co.⟫一案。
此案中耶魯大學於1980年代的建築外牆塗漆後來證實含有重金屬鉛與石棉，造成第三人健康受損。耶魯大學根據產物保險條款，要求保險公司支付賠償金。保險公司稱：「塗漆又不影響建築物原本功用，不構成物理性實質損害。」拒絕賠償。
官司先在康乃迪克州州法院打，州法院也是採取與保險公司相同的限縮解釋。
但後來官司打到聯邦地方法院，聯邦地院卻採取擴張解釋：「附著」於耶魯大學建築物上的油漆，實質上「污染（contaminated）」了建築物，使其一部或全部失去了原本功用，因此構成實質物理損害。
此觀點在2009年也於⟪Essex Ins. Co. v. BloomSouth Flooring Corp.⟫案得到位於麻州的聯邦第一巡迴法院支持，認為附著於財產上的「惡臭（odor）」也是種能造成實質物理損害的汙染。
這也是為什麼目前我們看到針對Covid-19相關幾百個保險訴訟案中，最活躍的佛羅里達州律師John Houghtaling II主張：「『附著』於建築物、商業設施表面的冠狀病毒也是一種造成實質物理損害的汙染」。即便事實上多數公衛專家均指出目前科學證據顯示，Covid-19主要還是透過人傳人機制傳染，透過附著物體表面傳染案例屬於極少數特例。
因為熟悉英美法的人都知道，common law的先例是一個比較可能勝訴的框架，律師多盡量把訴之主張想辦法塞進成功框架裡，即便看起來很彆扭。要是跳脫既有框架另創新法律見解，則勝訴機率很可能大減。
但前述「附著與污染」見解並非每個法院都買單，例如紐約州州法院在2002年與2014年不同判決中都否定此擴張見解，堅持南北戰爭留下的狹義解釋。
可這就進入我們第二個重點...
二、經濟學角度切入：
各州法院之間對於營業中斷（business interruption）的法律定義不同勢必會增加各州中小企業與保險公司各自在營運上的不確定性。當然，這也會增加再保險公司的不確定性。
依據美國法架構，各州法律見解不同牽涉到跨州商務，是有高度可能最後進入聯邦最高法院以求一統一見解。然而法律訴訟程序的曠日廢時將使得中小企業不見得有足夠資金支撐到訴訟結果，但反之，希冀減少損失的保險公司們卻有相當高誘因要把戰場拖到最高法院。
從經濟學競爭（competitiveness）的概念切入，中小企業方也必將嘗試繞過既有遊戲規則，即法律程序，試圖建立有利於自己的新遊戲規則。
於是乎我們就見到美國知名四大主廚--Daniel Boulud （米其林兩顆星）, Thomas Keller（米其林三顆星）, Wolfgang Puck（米其林一顆星） 以及 Jean-Georges Vongerichten（米其林三顆星）-- 結盟，並於今年3月底去電美國總統川普，要求逼迫保險公司支付停業的商業損失。
川普果然也在4月份內部會議上提出：「他知悉保險公司對多年支付保費的餐廳業者雨天收傘一事，雖然他也知道保險公司保單涵蓋範圍有限，但如果支付賠償金是公平的，則保險公司就應該支付。（... saying restaurateurs had told him they paid for business-interruption coverage for decades but now they need it and insurers don’t want to pay. He said he understood that some policies have pandemic exclusions, adding: “I would like to see the insurance companies pay if they need to pay, if it’s fair.）」
熟悉制度經濟學的朋友都知道，當「無主收入」出現時，意味著租值消散（rent dissipation），也代表著整體社會的浪費。租值消散是整個經濟學最難掌握的高級概念，許多有名的經濟學家或教授，甚至某些諾貝爾獎得主，也不見得能正確理解並掌握此概念，本文並不打算詳談，請有興趣的讀者自行參考我過去幾篇舊文。
就我所知，一般經濟學者未曾討論「準租值消散（rent dissipation on depend）」狀況 -- 在法律定義未由最高法院統一見解前，被保險人無從得知是否可以取得保險賠償金；保險人雖暫時對保費有所有權，但一旦訴訟發生依會計原則也必須劃出一部分作為賠償準備金。可是在真實世界，我們目前不存在比曠日廢時的司法或所費不貲的政治遊說（包含政治獻金/賄絡），更有效率且廣為接受的制度來安排這樣的權利衝突。
（此處on depend概念類同於英美財產法中的on depend概念，我就不岔題解釋）
這是說，從經濟分析角度看，在統一法律見解未出現前，此狀況是一種社會費用，以租值消散形式暫時存在。
這就轉到本文的第三個重點，身為證券市場投資人，怎麼看怎麼應對？
三、投資人角度
在日常法律爭議上，此類「未有最終判決前，權利範圍或收入歸屬處於未定狀態」的狀況實屬常見。換個角度說，其實這些案件多屬於個體性風險，即便在系統內會產生一定權利範圍/未來收入預期影響，可幾乎都不會構成「系統性風險」。
但此次對「營業中斷」定義爭議卻碰上歷史罕見的大規模被迫停業狀況，根據美國普查局 (United States Census Bureau)的資料顯示，截至今年5月8日，因被迫停業而申請Paycheck Protection Program (PPP)的中小企業高達360萬家，借款金額達$5370億美元。4月26日～5月2日該週資料更是超過51.4%企業受到疫情影響（見圖）。
有保險公司代表說得清楚：保險原理是基於「大數法則」，亦即平時由多數人分別出資一小部分，於個別性風險實現時支付賠償金彌補其風險。但若「近乎所有出資者的風險都實現」，保險公司根本不可能同時支付所有被保險人賠償金，這已經不是個別性風險而是系統性風險，保險公司只能宣告破產。
2008年金融風暴主因之一也是原本以為透過大數法則建立的CDOs，包裹大量不同債信的房貸債權很安全，結果不堪系統性風險實現而崩潰。
我在今年五月份【美國失業人數破2千萬為何股市上漲？再來怎麼看？】一文中特別強調我們應該多關注CLOs（Collateralized Loan Obligation）潛在違約危機，也是著眼於此類別個別性風險轉為系統性風險的可能性激增。
同樣的，前述營業中斷保險條款無論美國法院最終見解為何，都很可能發生二選一結果：「大規模中小企業因封城出現流動性枯竭引發的大規模倒閉風險」對上「保險公司支付如此大量賠償金恐陷大規模財務危機」。
即便是繞過法律程序，透過政治遊說施壓美國行政單位，依然繞不開上述兩項風險必然實現其中一種的局面。
根據富國銀行（Wells Fargo）的推估，美國目前含有營業中斷條款的保險金額約$8千億美元，其中50%透過再保險方式轉嫁。值得慶幸的是我並未查到此類保險有轉化為其他衍生性金融商品，這表示風險可能未如CDO、CLO般倍數放大。富國銀行認為美國商業保險公司應該有能力吸收$1500億左右的賠償，但根據美國普查局資料受影響商家超過5成，意味著假設$4千億索賠發生時，即便能移轉$2千億至再保險公司，依然還有約$500億的差額。
我們要特別注意的是保險公司收到保險金後必須轉為投資方能獲利，這表示當股市下挫時保險公司的資產也會跟著縮水，償付能力也會隨之下降。例如巴菲特的Berkshire Hathaway旗下保險集團於今年第一季因支付保險賠償金淨損$4.89億美元，但同時集團資產卻也記入$550億資產減損。
故，我前述二擇一風險實現時，會不會引發股市下挫傷害保險公司資產也值得注意。
另一方面，有誘因把法律戰拖到聯邦最高法院的保險公司即便此策略成功執行，流動性短缺的中小企業恐怕提早實現第一種風險，對整體經濟乃至於股市同樣不利。
身為投資人還要再小心的，是本屆Fed主席Jerome H. Powell屢破歷史紀錄的灑鈔救市風格，也很可能在前述因保險爭議而生之系統性風險可能實現時再度開啟瘋狂印鈔機制，而在經濟學上會有什麼效果，我在【美國失業人數破2千萬為何股市上漲？再來怎麼看？】一文已經講得清楚，簡言之：
a. 證券資產價格將局部出現嚴重通貨膨脹。尤其這段時間持有美國資產者獲利率可能超越持有其他國家資產者。
b. 各國因貨幣政策多少掛著美元，而將出現輸入性通膨。
c. 寬鬆貨幣產生的貨幣幻覺（money illusion）將埋下更多錯誤投資地雷。
d. 每次寬鬆貨幣救市都是以美元地位為代價。當美元地位跌破均衡點，人民幣等主要貨幣不再支撐美元，美國將出現全面性嚴重通貨膨脹，美國債券價格將大跌，許多州政府、市政府有破產可能。此時，持有美元與美國境內資產者恐受相當傷害。
結論：
我批評過很多次，坊間常見的「價值投資」多半只是拿幾個財務數字挪來搬去，從嚴謹的經濟學角度看這只是看圖說故事的自我欺騙行為。我認為真正有效的價值投資，是依據如經濟學這類具備科學解釋力的理論架構，蒐集真實世界的關鍵侷限條件與條件轉變從而預測未來，並嘗試從中獲利。
掌握真實世界的關鍵侷限條件必須：a. 累積大量、多範圍的各種知識，其中法學、經濟學、基礎物理/化學/醫學乃至於某些工程實務等都是必須；與b. 有足夠的能力從無數侷限條件中分離出「關鍵」。
我也談過，Benjamin Graham以降至巴菲特的傳統價值投資法最大缺失在於「忽略貨幣因素」，一旦出現極端貨幣現象時，價值投資幾乎失效。這部份價值投資者必須自行強攻以價格理論出發的貨幣學來彌補。
巴菲特老夥伴Charlie Munger認為投資者需具備各種不同知識體系，吾人深以為然。此文為一又牛刀小試。
參考資料：
✤ Yale University v. CIGNA Ins. Co., 224 F. Supp. 2d 402 (D. Conn. 2002)
✤ Matzner v. Seaco Ins. Co., 1998 WL 566658 (Mass. Super. Aug. 12, 1998)
✤ Arbeiter v. Cambridge Mut. Fire Ins. Co., 1996 WL 1250616, at *2 (Mass. Super. Mar. 15, 1996)
✤ Essex Ins. Co. v. BloomSouth Flooring Corp., 562 F.3d 399, 406 (1st Cir. 2009)
✤ Roundabout Theatre Co. v. Cont’l Cas. Co., 302 A.D. 2d 1, 2 (N.Y. App. Ct. 2002)
✤ Newman, Myers, Kreines, Gross, Harris, P.C. v. Great N. Ins. Co., 17 F. Supp. 3d 323 (S.D.N.Y. 2014)
✤ The Wall Street Journal, "Companies Hit by Covid-19 Want Insurance Payouts. Insurers Say No." June 30, 2020
✤ Steven N.S. Cheung, "A Theory of Price Control," The Journal of Law and Economics, Vol. XVII, April 1974, pp. 53-71
✤ Willam H. Meckling & Armen A. Alchian, "Incentives in The United States," American Economic Review 50 (May 1960), pp. 55-61
✤ Milton Friedman, "Money and the Stock Market," Journal of Political Economy, 1988, Vol. 96, no. 2
✤ Irving Fisher, "The Money Illusion," 1928
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元毓說粉絲頁 美國法學碩士，智財權、競爭法與法律經濟分析專業。分享20年投資經驗所得之經濟學體悟。
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steven law 在 Steven Law Youtube 的最佳貼文

Steven Law By Steven Law

2021-05-27 23:19:45 有 1,742 人看過 有 109 人喜歡
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Steven Law By Steven Law

2021-05-25 22:20:13 有 1,759 人看過 有 114 人喜歡
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steven law 在 蔡佩軒 Ariel Tsai Youtube 的最讚貼文

蔡佩軒 Ariel Tsai By 蔡佩軒 Ariel Tsai

2021-05-11 23:00:18 有 584,260 人看過 有 8,481 人喜歡
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【青春有你2021】歌曲收聽：https://arieltsai.lnk.to/TY2
Ariel首張個人實體專輯【ARIEL】：https://ArielTsai.lnk.to/ARIEL

破億點擊認證暖嗓女聲
蔡佩軒Ariel Tsai
懷抱對音樂與青春的最愛自創曲
「青春有你2021」

「破億點擊認證暖嗓女聲」蔡佩軒在 2021 年畢業季即將來臨之前，與神曲製作人 JerryC 將這首經典畢業歌，重新編曲，由蔡佩軒重新演繹，並邀請到蔡佩軒的母校「南湖國小」合唱團共同獻聲，將這首紀念「青春」的歌曲，賦予新意，也期望在後疫情時代，有些人甚至無法參加畢業典禮，藉由這首歌曲，讓每一段難忘、珍貴的青春，能夠好好被保存在歌曲裡，成為保鮮一輩子的「青春紀念冊」！

這次神曲製造機製作人 JerryC，特別在編曲上，除了鋼琴和吉他為基調，再加入弦樂編制讓整首歌曲層次更豐富；另外更加入了校園鐘聲、南湖國小合唱團的和聲，宛如一部青春照相館的投影機，隨著音符流瀉，蔡佩軒帶領大家一起走入屬於自己的青春時光中。

「青春有你2021」MV，蔡佩軒回到自己的母校校園，捕捉在校園角落裡的青春的印記；蔡佩軒更募集藝人朋友與粉絲們的畢業照共同入鏡，讓大家的「青春同框」，留下一份美好的紀念！也請粉絲們找找看，MV 裡的自己畢業身影在哪裡喔！

謝謝青春，
因為有你，
名為「未來」的我們
更無懼無限地往夢想飛去！

-----------------------------------------------------

感謝參與這支 MV 的募集畢業照每個你
謝謝我的青春有你們！

@GJ蔣卓嘉、@張立昂 Marcus C 、@阿滴英文 、@八婆 BESTIES_米雪、@八婆 BESTIES_陽陽、@黃氏兄弟_哲哲、@黃氏兄弟_瑋瑋

109學年義民國中904班、乙臻、千、千萬、夕幻、大鹹、子宸、小勻、小魚_峻榮、小婷、小鈞、天真可愛的翔、木工醬の旅々、王柏智、王麗媛、世希&智威、右翔、冰昱、刘欣怡、如意、妃、宇婕、安安、江育穎、何宗恩、何育誠、余娟、吳宗泰、呂岱融、宏文、李仲倫、李芊豫、沈斯恩、佳侑、佳筠Joanne、來自台中的小魚兒雅、周勝安、周譽積、妮Ni、林子建、林中行、林邵楷、欣佑、欣吟、邱昊翔、阿峻、阿璋、阿HENG、亮亮、俊謙、信哲、思思瑀、施義卿、春龙、柯明豪、柯柯、茂茂、哲榤、庭豪、弱智男團、徐崧銘、恩、恩廷、振耀、格語、浩博、海澄、真理資管B、婉甄、張毛毛、張志瑋、張紘愷kai wow、張軒鳴、張萱玟、琇晴、蛋蛋、禎蛋、陳治宏、陳德霖、博偉、彭仁治、悶悶、曾咻咻咻、曾榆驊、翔元、馮天俊、黃明瑋、黃奕銘Army、黃琇芳、圓圓、愛佩軒的珮翎、楊、楊俊德、楊啓冬、筠筠、筱涵、詹苡葇、詹筠萱、誠翎、嘉祥、廖鈺權、綠竹、劉育良、劉阿鼎、劉建廷、蔡佳宏、蔡玧辰、蔡蕙伃、豬豬豬豬、鄭屹棖、黎育安Angela Li、盧鴻緣、蕭辰芳、融、薛閔升、謝鎮隆、鍾羽樂、Ah Chen、Andy Lu、Andy Yeung、betty、Mei、Cheerioの弟弟の同學、chung wah、Claire TKS、cosky、Demi Wu、GF、Hans博恩、Harman、Howard、Huichi、Ivan、Jayla、Jeremy、Jimmy Hung、John Leung、Ken Wong、Kevin、Krystal、Law Kok Bang、LU、WENKANG、Mandy Liu、Mervin、Mick、Raymond、Reina、Ricky、sharon fu、Shawyu、Steven、sun_gu、Sunny、Syuan、Terry、The harmonica lovers、Timmy、TY.L、Yi、Yiba Lin、Yiyun. 、Yoga、YOLO、Yu、Yu Ran、Yuan、zhg_9425

-----------------------------------------------------

【青春有你2021】
詞Lyricist／曲Composer：蔡佩軒Ariel Tsai

再次見面 我們又會在哪裡
是否會 仍有相同的默契
教室裡有我們青春的身影
踏出操場 走進了回憶

時光飛逝 總讓人措手不及
想前行 心卻還留在原地
因為有你 青春就有了意義
不會忘記 只會更珍惜

鐘聲響起 誰說離別是結局
還有好多故事等著我們繼續
你回頭看 會發現我一直在這裡
為夢想我們一起努力

時光飛逝 總讓人措手不及
想前行 心卻還留在原地
因為有你 青春就有了意義
不會忘記 只會更珍惜

鐘聲響起 誰說離別是結局
還有好多故事等著我們繼續
你回頭看 會發現我一直在這裡
為夢想我們一起努力

鐘聲響起 誰說離別是結局
還有好多故事等著我們繼續
你回頭看 會發現我一直在這裡
為夢想我們一起努力
謝謝青春有了你

-----------------------------------------------------

🎼音樂製作 Song Credit

製作人Producer：JerryC
編曲Arrangement：JerryC
鋼琴Piano：蔡佩軒Ariel Tsai
弦樂Strings：曜爆甘音樂工作室Just Busy Music Studio
第一小提琴First Violin：蔡曜宇Shuon Tsai
第二小提琴Second Violin：黃雨柔Nala Huang
中提琴Viola：甘威鵬Weapon Gan
大提琴Cello：劉涵（隱分子）Hang Liu
和聲Backing Vocals：蔡佩軒Ariel Tsai／南湖國小合唱團Nan-Hu Elementary School Choir
南湖國小合唱團Nan-Hu Elementary School Choir：蘇庭萱Ting-Hsuan Su／陳郁之Yu-Chih Chen／楊千葵Chien-Kuei Yang／陳曼妮Man-Ni Chen／王璟Ching Wang
合唱團教唱指導Choir Coach：徐同佑 老師Tung-Yu Hsu
錄音工程師Recording Engineer：JerryC／謝豐澤Fengtse Hsieh／單為明Link Shan
錄音助理Assistant Engineer：于世政Yu Shih Cheng
錄音室Recording Studio：Yellout Studio／新奇鹿錄音室Saturday Studio／Lights Up Studio
混音工程師Mixing Engineer：JerryC @Yellout Studio
母帶後期處理工程師Mastering Engineer：JerryC @Yellout Studio

-----------------------------------------------------

🎥MV製作 Music Video Credit

導演 Director：李翊暘
攝影師 D.O.P：郭沛鑫
攝影二機 Camera Team：馬崇智／吳姿槿
燈光師 Gaffer：宋重穎
燈光助理 Best Boy Electrician：陳柏睿
美術指導 Art Director：章恩韶
美術助理 Set Decorator：余佳玲
場務Set Coordinator：陳又菖
剪輯師 Editor：吳姿槿
平面攝影 Still Photographer：吳姿槿
歌名字體 Lettering：蘇柔方
彩妝師Make Up：吳羿蓉 Ara Wu (so easy studio)
髮型師Hair Stylist：謝夢竹 Jobi Hsieh (Under Hair)
造型師Stylist：洪孟如 Jill Hong

-----------------------------------------------------

🔔 訂閱Ariel頻道🔔
http://bit.ly/ariel_youtube

📸 Ariel’s IG 📸
http://bit.ly/ariel_tsai_IG

-----------------------------------------------------

▶︎Facebook: http://bit.ly/ariel_tsai_FB
▶︎YouTube副頻道: http://bit.ly/2VdVX3A
▶︎小魚家族: http://bit.ly/2j4GMKk
▶︎TikTok: http://vt.tiktok.com/JBNFxy
▶︎抖音: http://bit.ly/2Jb0hPL
▶︎微博: http://bit.ly/2mRyCab

-----------------------------------------------------

#Ariel蔡佩軒 #青春有你2021

post-title
蔡佩軒 Ariel Tsai

About author
Hi! 我是 Ariel 蔡佩軒！ 我熱愛音樂！我最喜歡創作歌曲，彈鋼琴，和唱歌！感謝音樂讓世界更美好。 ：） I love music! Especially composing, playing the piano, and singing! Cheers to music for making the world a better place. :) ?工作聯繫: Rita 信箱: [email protected] LINE: rita214kuo
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Steven Donziger was convicted of contempt of court in October, after years battling Chevron over pollution in Ecuador.

#47. Nomination of Steven J. Law: Hearing of the Committee on ...

Hearing of the Committee on Health, Education, Labor, and Pensions, United States Senate, One Hundred Eighth Congress, First Session, on Steven J. Law, ...

#48. Michael T. Steven & Associates - Bethel, Maine

Michael T. Steven & Associates | Attorneys, Legal Services | Estate Planning | Title Companies and Services.

#49. Memorial takes place for murdered teen | WCIA.com

Two bicyclists found Steven Butler's body on Friday in Urbana. ... They hope to introduce Steven's law, which could help in the search for ...

#50. Steven A. Miller | Professionals | Reed Smith LLP

Steve has vast experience in complex criminal law matters, including internal investigations, grand jury investigations and trial practice.

#51. DOJ urged by AOC, other Democrats to free Chevron ... - Axios

... say Steven Donziger's imprisonment violates international law. ... 9 Democrats urge DOJ to free lawyer who won lawsuit against Chevron.

#52. Court hears Steven Donziger's criminal appeal in Chevron saga

... of environmental lawyer Steven Donziger on constitutional grounds. ... legal battle with Chevron Corp over oil pollution in Ecuador.

#53. Mets build their 2022 outfield around Starling Marte, Cardinals ...

... Cardinals shore up their rotation with Steven Matz: Keith Law. TORONTO, ON - OCTOBER 01: Steven Matz #22 of the Toronto Blue Jays.

#54. Steven Marsh BA - Scott Duff & Co. Solicitors

He also undertakes clinical negligence work and has been a member of the Law Society specialist Personal Injury Scheme since 1994. In addition Steven has ...

#55. Steven Law - Suara Investor

All posts tagged "Steven Law". 630. Infrastruktur. Diluncurkan Desember 2020, Startup Sengkuyung Tawarkan Solusi Manajemen Kerja. JAKARTA, SUARAINVESTOR.

#56. Why Dictators Always Pretend to Love the Law - Council on ...

Article by Steven A. Cook ... amendments to the country's anti-terrorism law that strengthen the powers of the presidency and the country's ...

#57. Meet New Lady Sand Devils Coach: Celeste Claw - Lake ...

By Steven Law. Coach Claw. Photo Courtesy of Steven Law. Sand Devils fans will have their first opportunity to see the Lady Sand Devils' new ...

#58. Steven R. Sorenson receives Distinguished Service Award ...

Steve R. Sorenson, adjunct professor of politics and government and a local Ripon attorney, has received the Wisconsin Law Foundation's 2021 ...

#59. Federal judge blocks Texas social media 'censorship' law

The law would ban companies like Facebook and Twitter from blocking content based on political viewpoints. Steven Musil headshot.

#60. Law students launch boycott of law firm Gibson, Dunn ...

... and attack lawyers like Steven Donziger who dare to challenge their corporate clients. This appalling work undermines the rule of law ...

#61. Bangun Data Center di Indonesia Butuh Stabilitas - Tekno ...

Steven Law, Country Manager perusahaan storage dan solusi data NetApp untuk Indonesia dan Filipina, mengatakan salah satu kunci utama agar ...

#62. Financial system to struggle despite sanctions relief - The ...

Steven Law (centre) stands beside then-president U Thein Sein at the ... from US Patriot Act rules that require US financial institutions to ...

#63. Deltadata Mandiri: Architecting Next-Gen Enterprises - NetApp

Steven Law, CEO After his ten year old tenure with NetApp, when Steven Law wanted to venture off the beaten path to give form to his brainchild, ...

#64. Nancy Congdon Patterson Obituary - The Providence Journal

She is survived by her son & daughter-in-law, Steve & April Bussoletti of ... Steven Congdon of Hilton Head, SC; brother & sister-in-law, ...

#65. Florida defends mask rules, vows to fight federal complaint

Steven Engle, a Washington, D.C.-based attorney retained by the state, said an administrative law judge has scheduled a hearing on the ...

#66. Attorney Uses Deep Learning to Authenticate Art | NVIDIA Blog

Steven Frank is a partner at the law firm Morgan Lewis, specializing in intellectual property and commercial technology law.

#67. Senator Steven Roberts Fights for Seniors Overburdened by ...

JEFFERSON CITY — State Sen. Steven Roberts, D-St. Louis, has pre-filed two pieces of legislation aimed at freezing property tax rates for ...

#68. Steven D. Arthurs Obituary - Milwaukee Journal Sentinel

Steven D. Arthurs Ocala - STEVEN D. ARTHURS, age 65, passed away at AdventHealth ... He will also be missed by his favorite father-in-law, ...

#69. Chasidy N. Mayle, Dvm Obituary - The Repository

... John Hughes; father-in-law, Lawrence Mayle; grandmother-in-law, ... two cousins-in-law, Steven and Shane Perry; numerous extended aunts, ...

#70. Jerome M. VanVeghel Obituary - Fond du Lac Reporter

He was preceded in death by his wife, Dorothy; his parents; son-in-law, Steven Chicka; an infant daughter, Barbara; brothers, Fred, Donald, ...

#71. Lawmakers urge release of human rights lawyer Steven ...

Lawmakers urge release of human rights lawyer Steven Donziger, who took on Chevron in Ecuador. Dec 01, 2021 1:16pm PST by April Siese, Daily Kos Staff.

#72. Steven (Steve) Eugene Tackett - Corpus Christi - Caller-Times

Steve was a long-time member of the Faith Community Church of Corpus Christi. Survivors include his wife Marlene, his sons and daughters-in-law, ...

#73. The latest epidemic in law firms: Losing your talented attorneys

Steve Fretzin is the author of “Sales-Free Selling,” “The Attorneys Networking Handbook,” and “The Ambitious Attorney.” An expert in legal ...

#74. Australian-first Suicide Prevention Law passes Parliament

01/12/2021 | Stephen Wade MLC | Better Services. Nation-leading legislation on suicide prevention has passed the South Australian Parliament ...

#75. Samuel Steven Lower Jr. | News, Sports, Jobs - Standard ...

Sam is survived by his wife Dianne, his sister Helen Simmons, brother-in-law, Boyd Maughan, his children Bob (Michele) Lower, Susan (Phil) ...

#76. Change of competition law can bring sanity back to the wharves

The best way to clean up the waterfront is to scrap the exemptions from competition laws that protect the ... Steven AmendolaContributor.

#77. Former UBC professor allowed to continue defamation suit ...

Steven Galloway has long denied accusations of sexual assault ... a relatively new provincial law designed to protect free expression and ...

#78. Judge rules Steven Galloway can proceed with defamation suit

A.B. and 11 others asked Justice Adair to throw out the lawsuit to protect their freedom of expression. Under B.C. law, a legal action can be ...

#79. Steven A Smith - Port Huron - Pollock-Randall Funeral Home

Steven Allen Smith, 71, of Port Huron Township, went to be with the Lord ... 10 grandchildren; 11 great grandchildren; father-in-law and mother-in-law, ...

#80. Mark Steven Hascall - The Daily Reporter - Greenfield Indiana

Steve was preceded in death by his grandparents; parents; brother-in-law, Jimmy Estelle; and niece, Cindthia. Visitation will be on Tuesday, ...

#81. House Dems Call for Release of Jailed Environmental Lawyer ...

A group of House Democrats is calling on the Justice Department to release environmental and human rights lawyer Steven Donziger.

#82. 2021 BUSINESS LAW Q&A

Steven A. Meade ... First job as a lawyer: I am very proud that I have been with the same firm since 1992 when I started as a summer law clerk.

#83. Galloway gets his day in court after anti-SLAPP application ...

Former UBC prof Steven Galloway will 'have his day in court' after ... to have the defamation lawsuit rejected under a new law aimed at ...

#84. SEC Awards $400,000 to Whistleblower Culpable In Fraud ...

December 3, 2021. Volume XI, Number 337. National Law Review ... Article By. Steven J Pearlman · Pinchos (Pinny) Goldberg.

#85. Steven Monett Obituary (1959 - 2021) - Columbus, OH

Steven William Monett, age 62 of Hilliard, Ohio, ... nephews, Bill Hoffman and Steve Hoffman; sister-in-law, Marilyn Hoffman; brother-in-law ...

#86. Rigrodsky Law, PA Announces Investigation of SLR Senior ...

Simply Wall St. Returns At Steven Madden (NASDAQ:SHOO) Appear To Be Weighed Down. 8h ago.

#87. Rita Moreno Reveals What's Different About Steven ... - Parade

EGOT winner Rita Moreno talks with Parade about returning to West Side Story 60 years later, how Steven Spielberg convinced her to join the ...

#88. Sources: Political operative Steve Pigeon to face charges of ...

... operative G. Steven Pigeon is planning to turn himself in to State Police on Thursday to face charges that he molested a child, two law ...

#89. Steven Liss reappointed vice-president, research and innovation

I am pleased to announce the reappointment of Steven Liss as Ryerson University's vice-president, ... Lincoln Alexander School of Law.

#90. Increased Crime Along Transit Lines - South Pasadena News

PHOTO: Steven Lawrence | Police response to person dangerously trespassing ... calls for “defunding law enforcement and cancellation of law ...

#91. Deutsche Bank Traders Face 'Choppiest Times' in Macro ...

By Steven Arons. Dec. 2, 2021, 11:55 PM ... Learn more about a Bloomberg Law subscription. Steven Arons. Bloomberg News ... Latest Stories in Banking Law ...

#92. No pay on Christmas Day! Politicians trade blows over wage row

However, as the first day of December passed, the bill before Parliament to amend the Holidays Act 1910 lapsed. "Steven Marshall and the ...

#93. UK aggregates levy: construction by-product exemption to be ...

There is currently an exemption for aggregate removed by utility operators carrying out works below the street under specified legislation.

#94. Florida law school establishes center named after Ben Crump

The lawyer and the St. Thomas University College of Law announced on Thursday that the graduate school would be establishing the Benjamin L.

#95. Contractor Vaccine Mandate Blocked In 3 States By Federal ...

Here, Judge Van Tatenhove found that President Biden likely exceeded his authority under the Federal Property and Administrative Services Act.